Why Clients Choose Us
Service That Goes Beyond the Quote
We take time to understand your firm, advocate for you with underwriters, and stay involved long after the policy binds.
INSURANCE & RISK MANAGEMENT
Coverage Built for
Architects & Engineers
You design the spaces, systems, and structures people depend on. We help protect your firm from the professional, contractual, and project risks that come with complex design work.
Professional Liability
General Liability
Business Owners Policy
Employment Practices Liability
Eight lines of coverage, one broker who knows how each policy responds to A&E risk.
Certificate of insurance delivered instantly.
Expertise
We know the underwriters — and their appetite for your firm
We have placed coverage with dozens of top-rated carriers that write A&E professional liability. We know each underwriter’s appetite by discipline, how they price risk, and which coverage enhancements they will offer. That knowledge is your edge: tell us what makes your firm unique, and we make the market compete for your business.
We place coverage with dozens of top-rated carriers specializing in A&E risk.
Focus
Architects and Engineers. That’s the whole practice.
Specialization means we know the subtle differences between disciplines, how underwriters view each one, and the policy language that matters. Coverage your firm may need:
Professional Liability
General Liability
Business Owners Policy
Business Auto
Workers’ Compensation
Cyber Liability
Employee Practices Liability
Directors and Officers
Premium at renewal
+8.4%
Policy limits reviewed
“Coverage in force.
$520,025
Coverage
Support section
Track submitted tickets and responses
Elijah Metz
Insurance Consultant
Hannah Rohan
Insurance Consultant
Hannah Rohan
Insurance Consultant
Elisa Ritchie
Insurance Consultant
Frequently asked questions
Straight answers for busy principals
Professional Liability
Quotes & Applications
Coverage & Contracts
Certificates & Claims
What does professional liability insurance cover?
It covers claims alleging negligent acts, errors, or omissions in your professional services — including defense costs, which are often the largest expense even when the claim has no merit.
How much coverage does my firm need?
It depends on your disciplines, project types, contract requirements, and revenue. We benchmark your limits against similar firms and the contracts you actually sign.
What is “claims-made” coverage and why does it matter?
A&E professional liability is written on a claims-made basis: the policy in force when the claim is made responds, not the one in force when the work was done. Continuous coverage — without gaps — is essential.
Do I still need coverage after retiring or closing the firm?
Usually yes. Claims can surface years after project completion. Extended reporting (“tail”) options protect you after the practice winds down. We can walk you through them.
How do I get a quote?
Term insurance is a simple and affordable life cover plan. You pay a fixed premium for a chosen period, andSubmit our online application. We take it from there — presenting your firm to the carriers whose appetite matches your profile.if anything happens during the term, your family receives a lump sum. It’s designed to protect your loved ones financially at a low cost.
What information will I need?
Basics about your firm: disciplines, revenue by project type, staff count, largest projects, and claims history. Most firms complete the application in under 30 minutes.
How long until I see options?
Straightforward risks often quote within days. Complex or larger firms take longer because we push carriers for enhancements — we’ll set expectations up front
A client’s contract requires specific insurance. Can you help?
Yes. Send us the insurance requirements before you sign. We’ll confirm your policies comply or tell you exactly what needs to change — and what it will cost.
What other coverage do design firms typically carry?
Beyond professional liability: general liability, a business owners policy, business auto, workers’ compensation, cyber, employment practices, and D&O. We’ll tell you which apply to your firm
Does my firm really need cyber coverage?
If you hold client data, project files, or wire funds, yes. Design firms are frequent targets for funds-transfer fraud, and standard policies exclude most of it.
Can coverage grow with my firm?
Yes. Limits, disciplines, and endorsements are adjusted at renewal — or mid-term when a project demands it. Tell us what’s changing and we’ll keep coverage aligned.
How fast can I get a certificate of insurance?
Instantly. Certificates are available 24/7 — no waiting on a service desk while a project sits on hold.
What should I do if I receive a claim or a demand letter?
Contact us immediately and report it to the carrier before responding. Late reporting can jeopardize coverage. We’ll help you through every step.
Should I report a potential problem before it becomes a claim?
Often, yes. Reporting a circumstance to the current policy can preserve coverage even if the claim arrives years later. When in doubt, call us — the conversation is free.
Will a claim make my firm uninsurable?
Rarely. Carriers expect claims in this profession. What matters is how the claim was handled and what the firm changed afterward — a story we help you tell.
